Methodology
NetspeedCanada has no affiliations with any mobile phone provider. We use advanced data aggregation and our proprietary database to compare cell phone plans with user priorities in mind.
Our conclusions are based on pricing, data allocation, network capabilities and coverage, and any limitations or advantages inherent in the plans we analyse. At the same time, we access public forums to examine questions like service reliability and customer service track record.
Limitations exist. While every attempt to cover your cell phone plan selection criteria has been made, we advise you to conduct your own research using our online tool.
Before committing to your selection, be sure to confirm questions like coverage with your shortlisted providers – especially if you live in, or frequently visit, remote areas.
Cell Phone Carrier Network Coverage in Canada
Most of the network infrastructure in Canada is owned by the top three carriers: Bell, Rogers, and Telus. Each of these carriers owns budget “flanker” brands that use the applicable parent company networks.
Fizz is the exception to the rule. Owned by Quebecor (Videotron), it uses the big three as partner networks, leading some users to say that it offers the most comprehensive coverage overall.
Although regional differences may apply between carriers, it’s generally accepted that 97 percent of the Canadian population enjoys network access. However, in more remote areas, there will be more “dead spots.”
Regardless of where you live, it’s always a good idea to check network coverage in the areas you frequently visit as well as your usual locations before deciding on a plan.
What Is the Difference Between Prepaid and Postpaid Plans
With many prepaid plans offering automated topups, the lines between prepaid and postpaid plans may seem a little blurred. Nevertheless, there are several real differences to consider.
Credit checks will always apply to postpaid plans. You pay for the service after using it, so your carrier will want to know if you can reliably afford it and you will generally sign a contract committing to the service.
Prepaid plans, on the other hand, are paid before you use the service, and no credit checks or contracts apply.
When comparing prepaid plans to postpaid plans, remember that postpaid plans generally bill you for extra data used without you having to take any action.
If you have a prepaid plan, you must consciously purchase more data and it often expires at the end of a billing period, even if you haven’t used it all. However, some providers offer rollovers of data, mitigating this disadvantage.
Is Unlimited Data Really Unlimited?
Only one prepaid plan offers a form of unlimited data, and that’s the 100 GB Lucky Mobile plan. In a sense, it doesn’t differ all that much from the “true” unlimited data plans, with the exception that those are usually 5G while Lucky Mobile is 4G.
“Unlimited data” plans are invariably from the flagship carriers, use 5G, cost much more, and are postpaid (contract) options. They aren’t fully unlimited, because they choke your speeds after you’ve used a certain amount of data. That’s usually 100 to 150 MB.
However, Lucky Mobile is not completely comparable and it is open about the very basic nature of the activities you can undertake after using your 100 GB. All the same, in the prepaid category, it’s the closest you’ll get to an unlimited data option.